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Rent or Own



Affordable Housing Search:


Supportive housing is a combination of housing and services intended as a cost-effective way to help people live more stable, productive lives, and is an active "community services and funding" stream across the United States. Supportive Housing Network of New York:

Affordable Housing. Housing is considered affordable when a household spends no more than 30% of its income on rent. Housing New York aims to create and preserve housing for people earning a wide range of incomes.



Home Programs:

OPWDD Home Of your Own: HOYO is open to income-eligible people with intellectual and developmental disabilities, their parents or legal guardians, and income-eligible employees of OPWDD's workforce and Voluntary Agencies. The program offers a wide range of supports, including information on low-interest mortgages, as well as homeownership counseling, training, financial management assistance  and assistance with apartment searches.

SONYMA loans are designed to make your home purchase more affordable. All of our programs offer competitive fixed interest rates and low downpayment requirements. Learn more about our eligibility requirements and find out if homeownership is right for you.

New York State Homes and Community Renewal (HCR):

Home Ownership

Housing Partners

Land Bank Association:

USDA:  Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.